All Lender Reviews

Ranked by our expert rating from highest to lowest

🏆 Best Overall
EarnIn cash advance app
0% APR

EarnIn

Cash Advance App

4.7
★★★★★
0%
APR
$750
Max Amount
Instant
Funding
  • No fees, no interest
  • No credit check required
  • Works with any employer
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CareCredit healthcare financing
0% Promo

CareCredit

Healthcare Financing

4.5
★★★★½
0%
Promo APR
275K+
Providers
Yes
Builds Credit
  • 0% for 6-24 months
  • Medical, Dental, Vet
  • Reports to credit bureaus
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OppLoans credit building loans
59-160%

OppLoans

Credit-Building Loans

4.0
★★★★☆
59-160%
APR
$4,000
Max Amount
Yes
Builds Credit
  • Reports to all 3 bureaus
  • Bad credit OK (350+)
  • Next-day funding
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Speedy Cash payday loans
175-664%

Speedy Cash

Payday Loans

3.0
★★★☆☆
175-664%
APR
$1,500
Max Amount
340+
Locations
  • Same-day cash in-store
  • No credit check
  • High APR - last resort
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CashNetUSA online loans
200-450%

CashNetUSA

Online Payday Loans

3.0
★★★☆☆
200-450%
APR
$3,000
Max Amount
30
States
  • 100% online application
  • Same-day funding
  • High APR - last resort
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Advance America payday loans
143-688%

Advance America

Payday & Installment

2.8
★★★☆☆
143-688%
APR
$5,000
Max Amount
2,300+
Locations
  • Largest payday chain
  • Multiple loan types
  • Very high APR - last resort
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